- Making a payment later (or not making one at all)
- Trying to get credit a lot of times in a little while
- Getting A specific voluntary arrangement(IVA) or becoming made bankrupt
- Being a new adult with no past personal credit record
- Moving towards the British - you cannot bring a credit rating from offshore
Also things you might maybe not consider can harm your credit rating. You may never be registered to vote or there might be errors in your file. But this won't suggest you're stuck. Dot Dot Loans has arrived to obtain that loan having a bad credit rating - just because other direct loan providers are saying "no".
Are you aware that nearly 50 % of Brits check their credit never rating? but it is an easy task to do - and almost always there is the opportunity you may spot an error that requires repairing. You can examine your rating at no cost with any of the British's three primary credit guide agencies:
You may want to subscribe to alerts that tell you as soon as your rating modifications.
Am I entitled to make an application for a bad credit loan?
The most sensible thing about our long and short-term loans for bad credit is the fact that your credit history isn't the be all and end all. At Dot Dot Loans, we think there are many critical indicators that assist us determine in case a bad credit loan is suitable for you. But you can find fundamental items that can be a must that is absolute
- You are over 18 years old (over 21 for long-lasting loans)
- You reside the united kingdom
- A job is had by you
To utilize for a poor credit loan from us, we are going to additionally require: